You're closer than you think.
Or further than you fear.
Compound shows you your exact retirement gap — in plain English, in real dollars — before asking for a single thing.
No account. No email. Just math.
The Comparison Journey
Watch your futures
separate like train tracks.
Same person. Same income. Three different decisions. The gap compounds every year you wait.
↑ This is the $143,000 your expense ratio eats. Switching to index funds eliminates 95% of this.
The optimized column is achievable. It takes one afternoon and four decisions.
Calculate My Specific Gap →Your Real Number
Five questions.
One honest number.
No account. No email. Just your real retirement projection — built live as you answer, visible before we ask for anything.
The numbers that matter
average lifetime fee drag on a 0.75% expense ratio
vs $11K on a 0.04% index fund
earlier retirement when starting at 22 vs 34
same income, same contribution rate
of millennials have less than $10K saved for retirement
you're not alone. but you can change it.
employer match left uncaptured by the average employee
that's free money. literally.
Built for people who feel quietly ashamed they don't know more.
You max out your Roth from a coffee shop. You know you should be doing more. You just don't have time to become a CFA. That's exactly who Compound is for.
Plain language, always
We translate financial jargon into sentences you'd actually say out loud. "Expense ratio drag" becomes "the fee that quietly ate $143,000 of your retirement."
Your data, your browser
The quiz runs entirely client-side. We don't store your answers until you ask for the PDF. Your net worth is not our product.
Math you can verify
Every projection uses standard compound interest formulas with a 7.2% annualized return (30-year S&P average, inflation-adjusted). No black boxes.
"I thought I was doing fine. The comparison module showed me I was $400K behind where I should be. Fixed it in a weekend."
"Finally something that doesn't talk to me like I'm either an idiot or already wealthy. The quiz took 2 minutes and I actually understood my results."
"Post-exit, I had cash but no plan. Compound showed me the fee drag on my old 401k was costing me more than I realized. Moved everything in 3 days."
Your retirement gap is widening. Every month costs more to close.